Gerber LifeFamily Life Insurance

Protect the promise of your family’s future.

  • Grow-Up Plan

    The Grow-Up® Plan is whole life insurance for children that helps protect your child while providing life insurance for the future.

  • College Plan

    Saving for college is easy when your money is guaranteed to grow. Learn how you can start saving for college with the Gerber Life College Plan.

  • Adult Term

    Gerber Life's Term Life Insurance is a reliable, affordable way to protect your family's future. Get a term life insurance quote and secure your rate forever.

  • Whole Life

    Find peace of mind with Whole Life Insurance from Gerber Life. Our Whole Life Insurance policies go up to $150,000, with rates that never increase.

  • Guaranteed Life Insurance

    Help protect your family from the burden of your final expenses with Gerber Life’s Guaranteed Life Insurance Plan.

  • Accident Protection Insurance

    Accident protection insurance from Gerber Life guards you from the financial blow of costly accidents. Request an accident protection insurance quote today.

Gerber Life Insurance Company

The Gerber Life Insurance Company is a life insurance company that has been in business since it was founded in Michigan in 1967. It is a part of the Gerber Products Company, which is currently owned by Nestlé. Gerber Life primarily caters to young families, and it is one of the leading providers of juvenile life insurance. Its headquarters are located in White Plains, New York, and it currently has over three million policies throughout Canada, the United States and Puerto Rico. Gerber Life has an A (Excellent) rating from A.M. Best, and in 2009, the Ward Group named it one of the Top 50 Performing Life & Health Companies in the U.S.

Gerber Term Life

One life insurance product sold by Gerber Life is term life insurance. Term life insurance is designed for short-term insurance needs. For example, it’s a good idea for parents to get life insurance while their children are financially dependent upon them. Once the children have grown up and are able to support themselves, then there’s no reason to have that life insurance anymore. Although 20 to 30 years may not seem short-term, in the insurance industry, it is.

Gerber Life’s term life insurance policy is available for a period of 10 years. It is for people between the ages of 18 and 59. You can get anywhere from $10,000 to $50,000 in coverage. One great thing about this term life insurance is that the premium rate you are given at the start of the policy is fixed in – the premiums will not rise throughout the life of the policy. If you are young and in good health, this is really a wonderful thing; for example, if you purchase your term life insurance policy when you are 20 years old, you will still be paying the same rates even when you turn develop health problems later on during the life of the policy.

Converting Your Life Insurance Policy

When your policy expires after 10 years, you can renew it for another 10 years, and you can keep on doing so up until you turn 75. You also have the option of converting the policy to a whole life insurance policy up until the age of 70. The nice thing about both of these options is that you don’t need to go through a medical exam again; you are guaranteed both of these options no matter what your health is like at that point.

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